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OE Federal Credit Union

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Empower Your Spending!

A credit card is an excellent product to have in your back pocket. Whether you’re looking to build your credit or make flexible payments on a large purchase, our Visa STEEL Credit Card options can help you achieve your goals while giving you added union benefits.

Benefits/Features

zero percent

0% APR

New Cardholders receive 0% APR* on their first 6 months of purchases and balance transfers.

no fees

No Fees

No excess fees here! We don't charge annual, cash advance or balance transfer fees.

balance transfer

Balance Transfer

Pay off debt fast by transfer high rate balances to your OE Federal credit card anytime.

credit limit

Wide Range of Limits

Credit Card limits range from $500 to $20,000 depending on your approval and personal needs.

visa

Powered by Visa

Your credit card comes with additional perks and coverages provided by Visa.

union rebate

1% Union Rebate1

OE Federal donates 1% of the annual interest paid to your Local Union's charity of choice.

strike relief

Strike Relief2

If you find yourself on a Union sanctioned strike or lockout, you could defer payments.

digital wallet

Digital Wallet

Make quicker, more secure payments by adding your card to your digital wallet!

 

 

 

 

Visa Steel Credit Card Rates

View All Rates Apply for a Loan Make a Payment

Should I transfer my credit card balances?

You might realize significant monthly interest savings by transferring your higher rate credit card balances to a lower rate credit card. Use this balance transfer calculator to help determine those potential savings.

Current Credit Card(s)

New Credit Card

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Visa Credit Cards
Loan TypeAnnual FeeMaximum AmountLowest Annual Percentage RateAnnual Percentage Rate - Variable
VISA® STEEL None $20,000 13.230% 0% Intro for first 6 months, 13.23% to 17.98% thereafter*
VISA® STEEL Rewards None $20,000 16.230% 16.23% to 17.98%
VISA® STEEL Secured None $20,000 10.240% 0% Intro for first 6 months, 10.24% thereafter*
VISA® STEEL Secured Rewards None $20,000   13.23%

*0% APR on new purchases and balance transfers only; does not include cash advances. After the first six months of your account opening, the APR for purchases and balance transfers will revert to your standard APR and will vary based on the Prime Rate. See VISA Terms and Conditions.

Information accurate as of April 1, 2025.

Visa STEEL Credit Card Questions

What’s the difference between Visa STEEL Credit Card and Visa STEEL Secured Credit Card?
What will my limit be for a Visa STEEL Credit Card?
Can my limit be increased?
Can my rate change?
What should I do if my card is lost or stolen?

What if I need to call while out of the country?
Do I have to tell you when I’m traveling?
Can I transfer balances from another credit card?
What other benefits do I get as a Credit Union member?

*0% APR on new purchases and balance transfers only; does not include cash advances. After the first six months of your account opening, the APR for purchases and balance transfers will revert to your standard APR and will vary based on the Prime Rate. See VISA Terms and Conditions.
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