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A Smart Way To Grow Your Savings And Still Keep It Within Reach.

A Money Market Account gives you the best of both worlds - higher dividends than a traditional savings account and easier access to your funds when life happens. With just $1,000 to open, you can start earning more from the money you're setting aside. Plus, with tiered rates, the more you save, the more you'll earn! Whether you're building up an emergency fund or saving for something big, this account lets you grow your balance without giving up flexibility.

 

Benefits/Features

Earn More

Earn More

Money Market Accounts come with a higher dividend than a savings. 

tiered

Tiered Dividends

The higher your balance, the more you earn!

Goals

Flexible & Goal-Friendly

Great for emergency funds or future planning.

withdraw

Free Withdrawals

Make up to 6 free withdrawals or transfers per month.

no penalty

No Penalties

Unlike Certificates or IRAs, there's no early withdrawal penalties.

overdraft protection

Overdraft Protection

Link to your OE Federal Checking for Overdraft Protection.

monthly compound

Monthly Compounding

Your dividends grow faster, month after month.

low deposit

Low Opening Deposit

Start saving with just $1,000.

 

 

Highlighted Money Market Account Rates

How much should I save to reach my goal?

What are you saving for: a computer, car, boat, summer home, down payment? Use this calculator to determine what you need to save on a regular basis to have the funds ready when needed.

Savings

Assumptions

Minimum Initial Deposit: $1,000
Standard Accounts (APY)Min. to Earn DividendCompounding Period
0.60% $1,000 Monthly
0.65% $10,000 Monthly
0.65% $25,000 Monthly
0.70% $50,000 Monthly
0.75% $100,000 Monthly
0.80% $250,000 Monthly

All rates are subject to change without notice. For the most up-to-date rates, please call or text us at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.

Information accurate as of April 1, 2025.

Money Market Account Questions

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