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OE Federal Credit Union

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Teaching Your Children The Value of Saving.

Instilling the habit of saving early can make a big difference in your child's future. Our youth savings accounts make it easy and fun to start saving.

Benefits/Features

low deposit

Low Opening Deposit

Open a Youth Account for your child, or grandchild with a low deposit of just $1!

low minimum

Low Minimum

A low minimum of $5 is required to earn dividends. 

safe

NCUA Insured

Rest easy knowing your kiddo's money is federally insured by the NCUA.

no fees

No Fees

Your child's future is important. We won't charge any maintenance fees on their account.

early habits

Early Habit Forming

It's never too early to form healthy habits. Starting a savings at a young age can improve future savings habits!

parental access

Parental Access

100% parental access allows you to monitor and manage your child's money as needed.

online banking

Online Banking

Our digital tools help kids visually see their money growing! (Plus, you can check their account anytime.)

auto transfer

Auto Transfer

Set it and forget it. With auto transfer, you can set up regular deposits into their account.

 

 

Highlighted Youth Savings Rates

How much should I save to reach my goal?

What are you saving for: a computer, car, boat, summer home, down payment? Use this calculator to determine what you need to save on a regular basis to have the funds ready when needed.

Savings

Assumptions

Effective Date: Thursday, April 24th, 2025
MINIMUM INITIAL DEPOSIT: $5
Min. to Earn DividendAnnual Percentage YieldCompounding Period
$5 0.030% Monthly
$100 0.030% Monthly
$5,000 0.040% Monthly
$20,000 0.050% Monthly
$50,000 0.070% Monthly

All rates are subject to change without notice. For the most up-to-date rates, please call or text us at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.

Information accurate as of April 1, 2025.

 

 

Youth Savings Questions

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