Credit Building Products

Call us today to determine which product is right for you!

Certificate Secured Loan

Sometimes life happens. You lock your extra cash into a Share Certificate for a few years, but now you need those funds to repair your car, fix the water heater or other things. Rather than paying early withdrawal fees on your Share Certificate, consider borrowing against it with a Certificate Secured Loan! You’ll get a set, low rate on your loan and you’ll get to keep earning interest on the money in your Share Certificate.

Loans From $500 to $50,000
Set, Low Rates
Continue Earning on Your Share Certificate
60 Month Repayment Plan
Avoid Early Withdrawal Penalties
No Early Payoff Penalties

Savings Secured Loan

Do you have no credit or your credit score is lower than you’d like? A Savings Secured Loan is perfect for you. Lock in lower rates when you set aside part of your savings as collateral. This loan will help you build or rebuild your credit in no time!

Loans from $500 to $50,000
Great for building or rebuilding credit
Repayment plan up to 60 months
Use savings as collateral
Fixed low rate

Visa STEEL Secured Credit Cards

A secured credit card is a great way to build or rebuild credit. You set your credit limit by putting down a cash deposit that way you’re in control of your spending. Our Visa STEEL Secured Credit Card options can help you reach your goals and give you added union benefits.

0% APR* for First 6 Months
Set Your Credit Limit
Limits Ranging From $500 to $20,000
No Annual Fees
No Cash Advance or Balance Transfer Fees

New to Credit Program

When it comes to building credit, OE Federal’s got your back. Our New to Credit Program not only offers a variety of lending products to meet your needs, but we also include a credit education course to build strong credit habits to get your credit where you want it to be.

Great for building credit
Credit education program
Visa Credit Card, Signature Loan, & Auto Loans
Apply for up to 2 loans
Option to graduate to traditional loans

Fresh Start Program

When it comes to rebuilding credit, OE Federal’s got your back. Our Fresh Start Program not only offers a variety of lending products to meet your needs, but we also include a credit education course to build strong credit habits to get your credit where you want it to be.

Great for rebuilding credit
Credit education program
Visa Credit Card, Signature Loan, & Auto Loans
Apply for up to 2 loans
Option to graduate to traditional loans

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