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OE Federal Credit Union

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Grow Your Savings, Tax-Free

A Roth IRA is a smart way to invest in your future - especially if you expect your tax rate to rise over time. With tax-free growth and withdrawals in retirement, this account is perfect for long-term savers who want more control over their tax impact. Plus, you can contribute anytime you earn income and even withdraw contributions early without penalties. 

 

Benefits/Features

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Highlighted Roth IRA Rates

 

Are my current retirement savings sufficient?

One method of retirement planning is to project what you are currently saving and have already accumulated to see if you will have enough to meet your retirement objectives. Use this retirement planning calculator to determine when/if the money will run out during retirement and it will recommend additional savings if required.

Income/Savings

Pension

Assumptions

Social Security

Minimum Initial Deposit: $100
Min. to Earn DividendAnnual Percentage YieldCompounding Period
$100 0.080% Monthly
$5,000 0.090% Monthly
$20,000 0.100% Monthly
$50,000 0.120% Monthly

*A penalty will be assessed for early withdrawal

All rates are subject to change without notice. For the most up-to-date rates, please call or text us at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.

Information accurate as of April 1, 2025.

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