RV Loans

Yes, you can purchase from a private party seller.

CUDL stands for Credit Union Direct Lending. Most dealerships work with OE Federal to be part of the CUDL program to make the buying experience easier for you. At the dealership, you can request to finance directly with OE Federal. And, in most cases, CUDL offers the flexibility for you to leave the dealership with the vehicle the same day, pending approval.

AutoSMART is a shopping tool to find vehicles, CUDL dealerships, and you can even apply for a loan through AutoSMART.

No, we work with non-CUDL dealerships too! To save time on your purchase, apply online ahead of time to have your pre-approval ready.

You’ll want to start by submitting an OE Federal loan application. Pending approval, you’ll need to contact your current lender and request a 10-day payoff letter. Once we receive the 10-day payoff letter and any remaining documents, we’ll send the payoff check to your current lender and they’ll send us the title. For a complete list of the documents we need to finalize your refinance, click here.

OE Federal does not charge an additional fee to refinance your loan, however, sometimes there can be a DMV transfer fee which can be calculated prior to finalizing your loan.

As soon as you’re ready. Give us a call or stop by your local branch so we can walk you through the steps.

A down payment may be required depending on the RV value, the term, and your credit score. RV loans over $100,000 require a 20% down payment.

180 months with a minimum loan amount of $50,000.

15 model years or newer only.

Yes, you can GAP to your RV loan.