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OE Federal Credit Union

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Flexible Financing with Signature Loans!

Don’t let the cost of life get you down! A Signature Loan from OE Federal can cover just about any surprise such as vehicle repairs, emergency home repairs, or pet hospital visits. It’s also great for vacations, home improvement projects, or debt consolidation.

  • Loans from $500 to $20,000
  • Fixed payments
  • Repayment plans up to 60 months
  • No early payoff penalties
  • Use your signature as collateral
  • Great for all life expenses

Benefits/Features

no collateral

No Collateral Needed

Get the funds you need without putting your car or home on the line.

payment

Fixed Monthly Payments

Enjoy predictable payments with a fixed rate for the life of the loan.

consolidations

Consolidate High-Rate Debt

Pay off credit cards and simplify with one lower monthly payment.

any expense

Great For Any Expense

Cover medical bills, home repairs, big purchases - or just consolidate debt!

funds deposited

Easy Access to Funds

Once approved, your money goes straight into your account - no long waits.

loan amounts

Loan Amounts That Work

Borrow as little as $500 or as much as $25,000 based on your needs.

flexible term

Flexible Terms

Choose a term that fits your budget - up to 60 months.

no penalty

No Prepayment Penalties

Pay it off early? No problem. Save on interest without extra fees.

 

 

Highlighted Signature Loan Rates

View All Rates Apply for a Loan Make a Payment

Will consolidating my debt into a new loan be beneficial?

With interest rates at historical lows, it may make sense to consolidate some of your credit card and other personal debt into a new consolidated loan - perhaps a home-equity loan. Consolidation loans can significantly reduce your required monthly payment because they are generally amortized over 10 or 15 years. Use this debt consolidation calculator to determine how quickly you could get out of debt and how much interest you might save.

Consolidated Loan Information

Current Debt Information

Debt Balance ($) Monthly Payment ($) Yearly Rate
(0% to 40%)
Credit card 1
Credit card 2
Credit card 3
Credit card 4
Auto loan 1
Auto loan 2
Boat/RV loan
Other loan 1
Other loan 2
Other loan 3
Reset

Signature Loans
TermLowest Annual Percentage RateHighest Annual Percentage Rate
1-12 Months 10.24% 17.24%
13-36 Months 10.49% 17.49%
37-60 Months 10.99% 17.99%

MINIMUM AMOUNT
$500

MAXIMUM AMOUNT
$20,000

Loan Payment Example:
Signature: $32.50 per month per $1,000 borrowed at 10.49% APR for 36 months

Information accurate as of April 1, 2025.

Signature Loans Questions

Can I pay my loan off early?
Is there a fee for paying off my loan early?
What is collateral?
What is a fixed rate?
What is the rate for a Signature Loan?

What is the maximum term for a Signature Loan?
What is the minimum term for a Signature Loan?
How soon can I get my money?
Is collateral needed for a Signature Loan?

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