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OE Federal Credit Union

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Grow Your Savings and Reach Your Goals.

Whether you're saving for a down payment on a home, a dream vacation, or your child's education, a strong savings foundation is essential. Our savings accounts offer competitive rates and flexible options to help you reach your financial goals.

Benefits/Features

low deposit

Low Opening Deposit

Open an account with OE Federal for only $1!

low deposit

Low Minimum

Low minimum of $5 to earn dividends.

withdraw

Flexibility

Need to dip into your savings? Get up to 6 free withdrawals a month!

no fees

No Fees

Stay focused on growing your savings with zero maintence fees.

online banking

Online Banking

Monitor your balances with ease using Online Banking.

direct deposit

Direct Deposit

Grow your savings with ease by having a portion of your paycheck directly deposited.

auto transfer

Auto Transfers

Automatic transfers can be set up daily, weekly, monthly, or...at any pace!

overdraft protection

Overdraft Protection

Connect your savings to your checking to cover transactions

 

 

Highlighted Savings Rates

Minimum to Earn Dividend $100
Dividends Compound Monthly
0.030%
Minimum to Earn Dividend $5,00
Dividends Compound Monthly
0.040%
Minimum to Earn Dividend $20,00
Dividends Compound Monthly
0.050%

View All Rates Open an Account Make a Payment

How much should I save to reach my goal?

What are you saving for: a computer, car, boat, summer home, down payment? Use this calculator to determine what you need to save on a regular basis to have the funds ready when needed.

Savings

Assumptions

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Savings
Minimum Inital Deposit: $5
Min. to Earn DividendAnnual Percentage YieldCompounding Period
$5 0.030% Monthly
$100 0.030% Monthly
$5,000 0.040% Monthly
$20,000 0.050% Monthly
$50,000 0.070% Monthly

All rates are subject to change without notice. For the most up-to-date rates, please call or text us at 800.877.4444. The Annual Percentage Yield (APY) stated for all accounts is accurate as of the date listed. Annual Percentage Yield assumes deposits, and dividends paid, are held to maturity. Penalties may be applied for early withdrawal on term accounts. Fees could reduce actual earnings. Refer to “Terms and Conditions” for other account information.

Information accurate as of April 1, 2025.

Savings Account Questions

If I exceed my 6 free withdrawals per month, is there a fee?
How do you set up direct deposit?
How do you set up automatic transfers?

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