A strong password for your mobile device and/or banking application is your first line of defense. If anyone steals your device or tries to hack into it digitally, that trusty number combination or finger pattern can make all the difference.

Saving your login information is convenient for you. Unfortunately, it’s also convenient for someone who may be trying to access your data. You wouldn’t leave the door to your house wide open; best not leave the door to your information open either.

Monitoring your account regularly will prevent any unknown transactions from slipping through the cracks. Monitoring your privacy settings is important, too. After you update your software, review your privacy settings to make sure people only see what you want them to see.

Locking your phone adds an extra measure of security in case someone tries to access your information, digitally or physically. The shorter your lock time, the less vulnerable you are during the times your phone is unlocked. DO NOT MODIFY THE DEVICE! “Rooting” or “jailbreaking” a phone may seem like a good way to get around your phone’s limitations so you can use a third-party software, but tampering with your phone’s security system makes it easier for people to hack into your device. Just say no.

If you’re ever tempted to check your bank account on the fly using public Wi-Fi, think again. You don’t know who else is using the same Wi-Fi network, and you don’t know whether or not they can be trusted.

Just like on your computer, antivirus software can help detect any viruses or other mobile applications that have a virus. You can find these applications on your device’s mobile app store. As always, you should research the app and app creator before downloading the application.

With all the things we have to remember from day to day, storing your passwords may seem like a no-brainer. But these days, phones are like wallets. You’d never keep your passwords in your wallet. You shouldn’t keep them in your phone either.

With OE Federal’s Text Banking feature, you can get fast, convenient responses to your questions. Just make sure you delete these messages as often as possible. This will make your mobile device operate faster and remove any personal data you might not want anyone to see. Remember, OE Federal will never ask for sensitive information through text message. So, if someone asks you for it, it’s not us!

Make sure everything you download to your devices is from a trusted source. If you’re downloading an app from an unknown source, that app could contain a virus. use mainstream App stores like iTunes App Store and Google Play as much as possible when downloading to your phone to ensure that your apps are above board.

One rule of thumb all technology owners should implement; never let another person download something on your phone or computer. Even if it seems like a harmless image file, it could turn out to be a virus that deletes all your device’s data, or worse, steals it.

Your mobile device is a supercomputer that fits in the palm of your hand. Treat it like one. Keep your device close at hand and, when you’re not using it, stash it somewhere safe.